About Alto

About Alto

We built Alto because staying on top of spending shouldn’t be a recurring manual project.

Alto started from a pretty simple frustration.


We wanted an easy way to stay on top of our spending. What we found instead were tools that asked for a lot in return. Every month meant hours of work: reviewing hundreds of transactions, creating and maintaining rules, fixing mis-categorized charges, all just to answer a basic question like “how much did I spend on X?”


Understanding your money should not require a recurring manual project.


So we set out to build something simpler. A way to understand how you’re doing financially in real time, without having to constantly manage categories, rules, or spreadsheets. That idea became Alto.


Alto is a clean, intuitive finance tracker that uses AI to automatically categorize your transactions and surface useful insights as your spending happens. It adapts to your behavior instead of forcing you to configure rigid rules or manually correct things every month. The goal is to give you clarity with as little effort as possible.


Using Alto ourselves has helped us stay more disciplined with our spending, catch patterns earlier, and spend far less time thinking about the mechanics of tracking money. It fades into the background and gives us confidence that we know where things stand.


We hope Alto does the same for you. If it helps you feel a bit more in control and frees up some mental space along the way, then it’s doing exactly what we set out to build.


Thanks for giving it a try.

— The Alto Founding Team